Who Can Join?


ANDCU was chartered in February 1969 as a not-for-profit cooperative. We are member owned and that means no stock holders just the owners that join together to improve their financial health with services that are chosen by you to fit the needs of you and your family.

  • Employees of Texas Health, its subsidiaries, affiliates and successors and their families.

    • All of their hospitals or medical facilities whether wholly owned or otherwise.

  • Medical staff

    • Any occupants of buildings owned or operated by the system .

  • The Western Company of North America and its subsidiary, the Western Company of the Gulf Coast, who work in or are paid from the home office in Houston.

  • Members of Friends of Consumer Freedom Association .

Other options apply, so call the office to inquire about our services and your qualifications to be a member.

ANDCU is a full service financial institution that is insured up to $250,000 by the National Credit Union Administration (NCUA) a U.S. Government Agency.